Borrowing capacity simulator

Simulate your monthly mortgage payments online
guidebook

Quickly calculate the amount of your monthly payments based on your mortgage. Our simulator offers you a detailed view including loan insurance, total credit cost, as well as interactive graphs to visualize the impact of the loan term.

Your situation

Revenues

0 € / mois
The total net monthly income before taxes of the household.

Loan term

0 ans
Rate indexed on 28/08/2024
Thank you! Your submission has been received!
Oops! Something went wrong while submitting the form.

Your capacity

0

Credit cost

0

Monthly payment

0

Estimated rate

0 %
Contact us

Why use a mortgage simulator?

Our online simulator helps you better understand the conditions of your mortgage and refine your purchase project.

Estimate your monthly payments

The amount of your monthly payments is crucial when preparing a mortgage. Thanks to our online tool, you can get a clear estimate of the amount to be repaid based on the capital borrowed and the duration of the loan. Play around with amounts and durations to determine the monthly payment that's best for you. A mortgage is committed to you for the long term, so it is essential to anticipate your repayments well.

Assess your borrowing capacity

Our simulation tool allows you to assess your borrowing capacity to make your real estate project a reality. For example, if you are considering buying a property for €200,000, but the monthly payments exceed your budget, you can adjust your search for more affordable properties.

To check if the monthly payments are adapted to your situation, calculate your debt ratio. This takes into account your income and monthly expenses (rent, current loans, alimony). A reasonable debt ratio should not exceed 35% of your income.

Compare interest rates

With our simulator, you also have access to the average interest rates on the market. When you contact a bank to apply for a mortgage, it allows you to compare offers and negotiate a better rate. If your bank's offer is not competitive, you can look for a cheaper rate elsewhere.

Ongoing programs

In the front page
All our current programs