Quickly calculate the amount of your monthly payments based on your mortgage. Our simulator offers you a detailed view including loan insurance, total credit cost, as well as interactive graphs to visualize the impact of the loan term.
Our online simulator helps you better understand the conditions of your mortgage and refine your purchase project.
The amount of your monthly payments is crucial when preparing a mortgage. Thanks to our online tool, you can get a clear estimate of the amount to be repaid based on the capital borrowed and the duration of the loan. Play around with amounts and durations to determine the monthly payment that's best for you. A mortgage is committed to you for the long term, so it is essential to anticipate your repayments well.
Our simulation tool allows you to assess your borrowing capacity to make your real estate project a reality. For example, if you are considering buying a property for €200,000, but the monthly payments exceed your budget, you can adjust your search for more affordable properties.
To check if the monthly payments are adapted to your situation, calculate your debt ratio. This takes into account your income and monthly expenses (rent, current loans, alimony). A reasonable debt ratio should not exceed 35% of your income.
With our simulator, you also have access to the average interest rates on the market. When you contact a bank to apply for a mortgage, it allows you to compare offers and negotiate a better rate. If your bank's offer is not competitive, you can look for a cheaper rate elsewhere.